Credit Repair Services in Rockwall, Texas
Trinity Credit Services helps clients in Rockwall, TX repair their credit history through legal means. Though it may not seem like a big deal at the moment, having bad credit can have a lot of negative effects on your life, especially in the future.
That’s because a low credit score can affect your eligibility to get a loan, which can make your situation worse once you really need the money. If you do get approved for a loan, high interest rates may be applied to your loan as you are considered a riskier case in most creditors’ eyes. Additionally, a low credit score can make it difficult for you to rent an apartment or get hired.
However, sometimes having a low credit score may not entirely be your fault. There are times when your record may contain false data that you are not aware of. The good news is that it’s possible to have your record legally evaluated and scrubbed of inaccurate information.
If you’re interested, reach out to us now at Trinity Credit Services. We are familiar with the law and leverage our expertise to help clients restore their credit. Our team caters to clients in select Texas areas, including Waco, Dallas, and El Paso.
Trinity Credit Services: Restoring Your Credit in Rockwall, TX
To date, Trinity Credit Services has helped more than 20,000 individuals improve and restore their credit standing through legal means. We use a multistage process that allows us to dispute and get rid of untrue and unverifiable information from our clients’ credit records. By doing so, our clients can continue their journey to financial freedom with fewer obstacles in their way. We provide the following services to clients in and around Rockwall, TX:
- Student Loan Credit Repair - For many young people in the US, attending university often means having to pay off thousands of dollars’ worth of student loans after the fact. Unfortunately, some individuals simply struggle to keep up with their payments, suffering from negative repercussions as a result. If you are having trouble when it comes to negative credit reports, diminished loan options, or excessive wage garnishment, contact Trinity Credit Services. We can help you with your student loan-related burdens.
- Bankruptcy Credit Repair – After you file for bankruptcy, no money can be collected from you for credit card debt, medical balances, and personal loans as there is a “stay” on your record. However, this can affect your credit status, too. After all, you still technically owe some debts. A bankruptcy can also stay on your record for as long as a decade, which can significantly decrease your credit score. While it will take time to recover from this, we can help expedite the process so you can restore your credit score as soon as possible. We can assist you Chapter 7, Chapter, 13, and Chapter 11 bankruptcies.
- Charge-Off Credit Repair - A charge-off is what occurs to your loan when you miss too many payments and the lender has to resort to forcefully collecting your debt. This is because the lending bank is required by the IRS to remove your loan from its books, even if the money that you owe is still needed. Fortunately, there are courses of action that you can take to keep a charge-off from ruining your credit score Contact us at Trinity Credit Services for assistance.
Follow Your Path to Financial Freedom by Contacting Us Now
If you need credit repair services for charge-offs, auto loans, tax liens, and more, turn to Trinity Credit Services. Our service area covers Rockwall, Austin, San Antonio, Houston, and other TX cities. To get started, you can speak with a credit navigator by calling 888-669-7372 or by visiting our Contact Us page to schedule an appointment.