Industry Leaders in Credit Repair
Repair
Your Past
Cleaning up your past begins with us leveraging your consumer rights to engage the credit bureaus and creditors to remove the inaccurate items from your credit report.
In the past nine years, we have permanently removed the following from our customers' credit reports:
- Late Payments
- Tax Liens
- Bankruptcies
- Foreclosures
- Auto Loans
- Inquiries
- Charge-Offs
- Student Loans
- Repossessions
- Collections
- More
Rebuild
Your Present
We then educate our customers on everything from the basics of managing their credit properly to maximizing what resources remain. At this point in the journey, we polish your credit report to a pristine slate and tighten every nut and bolt along to the way.
A custom restoration plan will help you prioritize payments and keep your accounts in a positive status.
Restore
Your Future
Our Credit Navigators will give you the direction to rebuild positive credit and provide invaluable knowledge on how to make prudent buying decisions in the future.
Whether you are looking for a home loan, an auto loan, a new job, a security clearance, or just want a fresh start, through credit education and guidance we will help you reach your destination.
Our Process
These are the steps that will help guide you through the process of credit restoration
FREE CREDIT REPORT
EVALUATION
Your credit consultant will look at your TransUnion, Experian and Equifax credit reports and go over them with you line by line. If you don’t have your current reports we can pull them instantly for you.
CUSTOMIZED CREDIT
REPAIR PLAN
Once you decide to proceed with our program, your navigator will establish a path to get your inaccurate items removed from your credit reports in accordance with the FCRA, HIPAA, FCBA and other consumer laws.
SEND US ANY
CORRESPONDENCE
You will begin to receive correspondence from credit reporting agencies within the first 30-45 days. Simply send any correspondence to us using the labels we provide to you in your credit survival guide.
VIEW YOUR
PROGRESS ONLINE
You can monitor our efforts and success on our website. You will be provided a client login and pin code. You will also have access to our credit education programs and webinars.
A General Timeline
Whether you are looking for a home loan, an auto loan, a new job, a security clearance, or just want a fresh start, through credit education and guidance we will help reach your end goal.
YOUR JOURNEY STARTS
We will send our first round of investigations to the credit bureaus. Expect a response from them in the mail within 30-45 days.
RECEIVE CREDIT SURVIVAL GUIDE
Next, you will receive your Credit Survival Guide. Follow the steps in that guide to find your way.
DOUBLE-CHECK EVERYTHING
By this point, you should have received and forwarded mail to us from ALL three credit bureaus. If not, let us know.
VIEW YOUR PROGRESS ONLINE
Login to your account to view updates and improvements. Let us know if you aren’t seeing continual activity and mail from creditors.
ENJOY YOUR FINAL REVIEW
In the final leg of your journey, we compare before and after results. We will also assist you in the home or auto loan approval process.