Credit Repair Services in Opelousas, LA

At Trinity Credit Services, we provide credit readiness assistance and credit repair services to clients in Opelousas, LA. We also serve individuals in select Louisiana areas, including Shreveport, Alexandria, and New Orleans.

As a registered credit repair agency, we help clients understand how credit works and educate them on why having a great credit score matters. Think of your credit score as a numerical value representing your creditworthiness, which is the likelihood that you will pay a loan or debt on time. Thus, it has a significant impact on whether or not you will be approved for a loan application and how much its interest rate will be.

Many items in a person’s credit history can negatively impact their credit score. These can be records of foreclosure, bankruptcy, repossession, collections, loan inquiries, late payments, and other similar activities. However, not all of these records are accurate or verifiable and may be falsely lowering your credit score without you knowing about it.

Our team at Trinity Credit Services can assist you in cleaning up your records to repair your credit. We do this by engaging with lenders and credit agencies to contest inaccurate items in your credit history, all while following the law to a T.

Our Various Credit Repair & Readiness Services in Opelousas, LA

For more than a decade, Trinity Credit Services has helped thousands of clients achieve lasting results and great credit. We provide the following services to individuals in Opelousas, LA:

• Credit Readiness Program - Improve your chances of getting approval for a home or car loan by enrolling in this course. We can help you make sense of your credit history so that you can maximize it to open yourself up to new opportunities. In addition to helping you get approved for loans, this course can also help you prepare your credit record for employment or simply give you some guidance in cleaning it up.
  
  We also provide credit repair services that all follow a multiple-step process to clean up someone’s record. It begins with a free credit evaluation, where we use our findings to come up with a customized repair plan. We will equip you with the tools you need for credit repair and to remove any false data from your record. 
  
  Over the next few weeks, we’ll take care of talking to different agencies on your behalf. Simply forward their letters to us. Additionally, not only can you track your progress by logging into our website, but you can also take classes and webinars about finances to help educate yourself some more.

In addition to our credit readiness program, we provide credit repair services for the following:

• Foreclosures - When homeowners are unable to pay for their mortgage on time or miss payments, the lender can take back the property and put it up for sale. Foreclosures can also result in a huge deduction from your credit score. We can help you bounce back so that you’ll have a much better credit standing.
• Bankruptcy Credit Repair - Filing for bankruptcy does not necessarily mean that you will become debt-free. It simply means that your creditors will not be able to collect from you. Your credit score can decrease by up to 220 points, and the bankruptcy can stay on your report for up to 10 years. We can help you recover from bankruptcy more quickly and even have it removed if we find any false data related to it.
• Student Loan Credit Repair - For many college graduates, paying off their student loans is one of their biggest concerns. Unfortunately, these loans can also affect their credit score. With Trinity Credit Services, we can help you deal with your student loan while ensuring that your credit history is clean and accurate.

Call Us Today for Credit Repair Services in Opelousas, Louisiana

For credit repair services and readiness programs in Shreveport, LA, you can depend on Trinity Credit Services. Start your journey to financial freedom today by scheduling a free consultation or by speaking with a credit navigator today. For inquiries, call 888-669-7372 or send us a message on our Contact Us page. We cater to residents of Baton Rouge, Coushatta, Lake Charles, and throughout our service area in Louisiana.