Credit Repair Services in Coushatta, LA
At Trinity Credit Services, we are familiar with the benefits that come with having good credit. Moreover, we know that not everyone has access to good credit education. This is just some of what our company is striving to change.
We work together with our clients in Coushatta, LA to help them improve their credit scores through our credit repair services and comprehensive programs. Once they’re done with our credit repair program, our clients often have an easier time getting approved for their home or car loans.
We take pride in being one of the few registered credit repair agencies in the country. That means that we know how to repair clients’ credit the right way without violating any laws. For more than a decade, our knowledgeable credit consultants have helped more than 2,000 individuals clean up their credit history. Now, we’re making our services available to residents in select Louisiana areas, including Alexandria, Lake Charles, and Shreveport.
Our Standard Process for Credit Repair in Coushatta, LA
Trinity Credit Services offers two primary services to clients in Coushatta, LA: credit repair services and credit readiness. Learn more about our services below:
Credit Readiness Program: If you are planning to apply for a loan or job and want to maximize your chances for approval, this program is for you! This course breaks down all the intricacies of credit scores and the laws governing them so that you can better manage your finances, maintain a healthy credit rating, and live a fulfilled life.
Meanwhile, our credit repair services are for people who want to restore their credit history and remove inaccurate items from it. Our process will begin with a complimentary evaluation of the client’s credit report so that our team can tailor a repair plan that specifically targets the client’s needs. Simply read the guide that we’ll provide you and send us all of your correspondences with credit reporting agencies so that we can take care of everything. You can monitor the changes made to your report online, too.
We also provide credit repair for the following:
Late Payments: When you have had a history of late payments, lenders will be warier of you and might deny your applications for loans. They may even go as far as giving you higher interest rates or additional charges to pay. Additionally, late payments can bring your credit score down by as much as 100 points and can stay on your credit report for 7 years. We can help remove this from your record as soon as possible to help you restore your credit score.
Foreclosures: A foreclosure can occur when you fail to pay for your mortgage, causing you to forfeit your rights to the property. To get the money back, the lender will oftentimes sell the home. At the same time, your credit score can decrease by 120 points. Let us help you restore your credit score after experiencing a foreclosure.
Bankruptcies: While filing for bankruptcy can free you from collectors, you won’t be completely debt-free. Bankruptcy can also mar your credit report for as long as 10 years. It can also lower your credit score by up to 220 points. Our team can help you repair your credit after filing for bankruptcy.
Call Trinity to Repair Your Credit in Coushatta, LA
Residents in Coushatta, LA can depend on Trinity Credit to provide credit score education and to clear their credit histories of any inaccuracies. We serve residents in Baton Rouge, Shreveport, and Opelousas. To speak with a credit navigator, call us today at 888-669-7372 or send us a message on our Contact Us page.