There is a lot of misinformation about managing your credit and debts. Here are some of the biggest credit repair myths so you know fact from fiction. 1: Amount of debt affects credit score. “It was only for $50. It shouldn’t affect my score very much.” Fact: It doesn’t matter if you have an outstanding [...]
Part of the credit repair process is understanding how the credit bureaus work. They serve as your reputation in a world where the banker doesn’t know you. When you understand the process, you are on your way to a higher credit score and better future. In the United States there are hundreds of local and [...]
Credit Scores The big three Credit Bureaus (Trans Union, Experian, Equifax) do not share information with one another. Differing scores between the three credit bureaus can result from one bureau reporting information that is not reporting with another credit bureau. If your credit scores vary between the three bureaus by more than 50 points, this [...]
Equifax (800) 685-1111 Experian (888) 397-3742 TransUnion (800) 888-4213 FICO (800) 319-4433 Credit Repair Center