If you have tried to get a home loan and have been turned away in the past because of bankruptcy, bad credit, or sub-prime credit – we can help! Truth about bad credit Did you know the average credit score in the United States is only 692?* It is now even more difficult for the [...]
by Prashant Gopal Wednesday, June 24, 2009 provided by BusinessWeek After years of getting Americans hooked on credit, card companies are slashing limits and weaning themselves off all but the safest customers Terry Mazzera has worked to keep her credit score above 730, paying bills on time, sending in more than the minimum credit-card payment [...]
Unfortunately the divorce rate has been increasing in the United States. Far too many people go through these painful breakups. To make matters worse, the split is not only causes emotional pain but often times it also causes financial strain. In some occasions there are people who have been responsible with their credit for years [...]
By Jessica Silver-Greenberg Business Week It’s hard to find a group more publicly reviled than credit-card companies. On Apr. 23, President Barack Obama plans to convene executives at the White House to challenge high card rates and predatory practices, while Congress readies legislation that would crack down on the industry. But most of the crackdown [...]
Unfortunately, legitimate credit repair and restoration companies have taken a lot of heat over the last decade because some organizations made false claims and often times did nothing to help consumers. The FTC and state attorney generals have been working hard to remove the bad companies and to make sure the good ones are operating [...]
In these tough economic times, everyone can benefit from these cost-saving tips. 1- Negotiate! Sometimes lowering your bills is just a phone call away. It doesn’t take any kind of special skill or secrets. Just tell the company that you want to cancel their services. In most cases, they will do anything to keep you [...]
After you have gone through Trinity Credit’s restoration process, it is important to handle the credit that you have wisely. Here are some simple tips to help you manage your credit wisely. 1) Keep your credit to debt ratio in check. If you spend more than 50% of your credit limit each month, this sends [...]
There is a lot of information out there about credit. Not all of it is true, here are some common credit myths: 1. When I pay off a past-due account, such as a charge-off or a collection account, it will show “paid” and will no longer negatively affect my credit report. (Unfortunately, paying off a [...]
Research conducted by US Public Information Research Group in Washington, D.C. finds that: 29% of credit reports contain serious errors, false delinquencies, or accounts that did not belong to the consumer. 41% of credit reports contain demographic information that was misspelled, outdated or incorrect. 20% of credit reports were missing major credit, loan, mortgage or [...]
Most people think about their credit score when they are trying to get approved for credit. Maybe they are applying for a credit card or trying to get a home loan. A lower than average score is a red flag to lenders that you are more likely than to be late on your payments or [...]
In a study by the Fair Isaac Corporation, it was discovered that 49% of the people polled did not understand that credit scores measure their credit risk. Chances are you too may not know how your score affects your life. Your credit score follows you everywhere. Your credit score determines: For which types of credit [...]
Your credit affects more than you think. Here are just a few aspects of your financial life that are affected by your credit: Employment Opportunities: Employers in today’s market investigate your dependability along with your track record of responsibility based off of your credit. Employers look to see how you manage your personal finances and [...]
Equifax (800) 685-1111 Experian (888) 397-3742 TransUnion (800) 888-4213 FICO (800) 319-4433 Credit Repair Center
Your credit score determines if you will get approved for credit and at what interest rates. In order to save money, it is important to try to improve or maintain your credit score. If you need credit restoration, please contact Trinity Credit Services at 1-888-669-7372 for you FREE Credit Report Evaluation. Payment History Tips Pay [...]
Fraud is an intentional deception made for personal gain or to damage another individual. There are several types of credit fraud including: Identity theft: the unauthorized use of personal identification information to commit fraud or other crimes Identity assumption: long-term victimization of identification information Fraud spree: unauthorized charges on existing accounts Sources of fraud Just [...]
You know the effects of bad credit. You have to rent instead of own. You have trouble getting approved for real estate mortgages and other financing. You sweat when the car dealership looks up your credit because you know you either won’t get approved or you will have to pay high interest rates. You have [...]
Credit Score Breakdown: 1. Payment History (35%) 2. Amounts Owed (30%) 3. Length of Credit History (15%) 4. New Credit (10%) 5. Types of Credit Used (10%) Payment History – 35% The lender wants to find out if (and how promptly) you pay your bills. The score is affected by how many accounts have been [...]
Many consumers are under the impression that there is nothing that can be done to change the information on their credit report. Thankfully, this is not true. We demand the validation and verification of derogatory information using the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, the Fair and Accurate Credit Transaction Act [...]
Most “credit repair” companies have a one-step system where they send out one form letter to each of the credit bureaus. You can do this yourself. The problem with this method is that there is only about a 10% chance anything will be removed. If an item does get removed, it will likely put put [...]
Trinity Credit Services has successfully helped more than 20,000 people just like you improve their credit score. On average, we are able to permanently remove 85% of negative items from your credit report. Most customers see an increase of 60-160 points in their credit score. (Your results may vary). See more examples of our results. [...]
Trinity Credit Services works on your behalf to remove derogatory and unverifiable items from your credit reports. Our team is experienced in credit repair and restoration and they know how to deal with the credit bureaus and your individual creditors to get the results you need to increase your credit score. We can remove items [...]
Trinity Credit Services is the #1 credit restoration company in the U.S. for a reason–we have successfully helped more than 20,000 people restore their credit. Our work is guaranteed and permanent. Our customers choose Trinity Credit Services for: Custom-tailored credit repair service – Every person is different and so is your credit report. Highest success [...]
We operate 100% legally and we are registered with the Secretary of State of Texas.
View PDF
Trinity Credit Services is agreed to the Fair Credit Reporting Act
View PDF
Trinity Credit Services is bonded as required to operate legally.
View PDF
We are listed with Dun & Bradstreet
Click here
We are a proud member of the McKinney Chamber of Commerce
Click here
We operate 100% legally and we are registered with the Secretary of State of California.
View PDF
We operate and are governed by the FTC's guidelines and have a 100% money back guarantee written on our contract to protect the consumer.
© 2012 Trinity Credit Services. All Rights Reserved.